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F.I.R.E. CalculatorFinancial Independence, Retire Early

Simulate your path to financial independence and discover your FIRE age. Calculate how much you need to save and when you can achieve early retirement.

Your Financial Snapshot

Choose Your FIRE Type

Different approaches to financial independence with varying lifestyle expectations

🎯Lean FIRE

Minimalist approach focusing on essential expenses only

Target: ~$1,000,000/year
  • Lower target number (~$1M)
  • Frugal lifestyle
  • Geographic arbitrage
  • Essential expenses only
🔥Regular FIRE
Selected

Standard middle-class lifestyle with moderate comfort

Target: ~$1,500,000/year
  • Moderate target (~$1.5M)
  • Comfortable lifestyle
  • Balanced approach
  • Some luxuries included
💎Fat FIRE

Luxurious retirement with high spending capacity

Target: ~$2,500,000/year
  • High target ($2.5M+)
  • Luxury lifestyle
  • No budget constraints
  • Premium experiences
🏖️Coast FIRE

Enough saved that compound growth will reach FIRE by traditional retirement age

Target: ~$1,500,000/year
  • Stop aggressive saving
  • Let compound interest work
  • Work for expenses only
  • Retire at normal age
Barista FIRE

Partial financial independence with part-time work covering some expenses

Target: ~$1,125,000/year
  • Part-time work income
  • Lower target needed
  • Flexible lifestyle
  • Health insurance from work
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Your Path to Financial Independence

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"The best time to plant a tree was 20 years ago. The second best time is now."

📊Want to understand compound growth first?Try our Compound Interest Calculator →

📈 Related Financial Tools

Enhance your financial planning with our complementary calculators

Compound Interest Calculator

Visualize the power of compound growth with interactive charts

Ready to understand compound growth? Use our compound interest calculator to see exactly how much you need to save and invest to reach your financial goals. Visualize your wealth growth over time with monthly contributions and see when interest earnings overtake your principal investment.

Interactive VisualizationMonthly ContributionsGrowth AnalysisInvestment Planning
Perfect Foundation for FIRE Planning

Start with compound interest basics, then return here to calculate your complete FIRE strategy. Understanding compound growth is the key to successful early retirement planning.

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